Top 5 Pension Plans : Protect your old age

If seen in the right way in the life of every human being, then his life starts only after 60 years because that is the moment where every person tries to live his life in his own way in the right way. Because he frees his life from all responsibilities.

If there is only responsibility, it is only for himself. In such a situation, spreading hands in front of someone, asking for money from someone, is very embarrassing. If for all these things, if a person saves a little from the beginning of his life and buys a good pension plan, then perhaps after retirement, the person does not need to spread his hand in front of anyone, because old age is such a stage. When you spread your hands in front of them, ask for money from whom, do not ask from whom, because there are many such expenses for food and drink or diseases, then the person needs money for all of them.

In such a situation, if a person cannot even work, then by choosing the right pension plan, he can make his future good. Today we are going to give you information about the top five pension plans of India, about which you can improve your retirement, let’s know information about the top five pension plans of India …

What is a pension plan?

There are two ways for every person to choose a retirement plan from a life insurance company. First, on the day of your earning, i.e., when you are an employed person, at that time you become free from all your responsibilities and become able to shave some money and collect one amount, secondly, some to collect retirement amount.

Money has to be invested in such a way that it can provide financial assistance in the form of pension after retirement. Collecting all the small pieces in the form of shaving makes a perfect investment in a retirement plan. After retirement, you can take one time pension every month, six months, yearly. If you have taken the right pension plan, then you do not have to worry at all during the retirement days. Retirement policy helps a lot in meeting all the needs, and in today’s time, it has become very important to take a retirement plan.

Top 5 Plans for Life Pension

1. Aditya Birla Sun Life Empower Pension Plan

If we talk about the top pension plans in India, then Aditya Birla Sun Life Empower Pension Plan comes at number one. Any person can buy this plan from the age of 25 to 70 years. The most important thing about buying this plan is that after taking the plan, this plan continues till the person reaches 80 years of age.

The tenure of this policy is 5 to 30 years, i.e., from 5 years to 30 years, you can deposit this amount. Then you can buy this plan by saving you 1.5 rupees as an annual premium in the form of pension. No sum insured is given under this plan.

2. Saral Pension Plan

Saral Pension Plan is a single premium pension plan. It has been made by IRDA. You have to pay the premium amount only once while taking this policy. After that, you will continue to get money in the form of a lifetime pension. Saral Pension Plan is a plan in which you continue to get benefits immediately after purchase. As soon as you take the policy, the money comes to you in the form of a pension. This plan is taken in two ways. First single life plans, second joint life plan.

Under a single life plan, this plan is bought in the name of any person, as long as the policyholder remains alive, then he continues to get a pension, but if the policyholder dies due to any reason, then it The amount of premium is received by the person named after him.

Under the joint plan, you can take your own and your partner’s plan under this policy. That’s why this plan is called joint. In this plan, as long as the policyholder survives, he gets a separate pension, but after the death of the policyholder, his wife gets the money as a pension. Even after that, if both of them die, then the nominee gets the base price pension money.

3. SBI Life Pension Plan

There are three different types of pension plans available in SBI’s Life Pension Plan. SBI Pension Plan participates in the profit of the company, and it is declared under premium. SBI Pension Plan is paid to the policyholder on payment of the chosen Sum Assured, including Simple Reversionary Bonuses and Guaranteed Bonuses accrued during the term of the plan and a terminal bonus.

This policy offers a maximum time limit of 10 to 40 years if the policyholder dies during the term of the policy, paid out. Neetu Simple Reversionary Bonus Terminal Bonus All these benefits are available to the nominee in the form of profit. If he so desires, this lump sum amount also as an annual can be found. If the policy matures, then the full benefit in this plan is not a matter of insurance Bonus Terminal Bonus All benefits are given to the policyholder.

4. LIC Jeevan Akshay 6 Pension Plan

Life Insurance Corporation of India LIC’s Jeevan Akshay Pension Plan is a very right way to make an investment for yourself and your family members, by investing in this plan, whether you want this money as a pension every three months six months Or you can take it in a year, the insurance holder has to invest at least ₹ 100000 in this plan, apart from this, there are many other benefits in this plan since you invest in it, i.e., from the time you buy the policy.

Yes, after three months of buying that policy, you also get the benefit of the loan facility. No maximum limit has been set for this scheme, and you can use it whenever you want. Its many options take you to buy a policy.

5. HDFC Life Personal Pension Plan

HDFC Life Personal Pension Plan 1 is a regular premium deferred annuity plan. Traditional insurance is also given under this plan along with a bonus facility Life Personal Pension Plan gone between 10 to 40 years requires a premium to be paid in it for the entire policy term. HDFC Life Personal Pension Plan There are many other types of investment plans provided by the company. Among them, HDFC Life Personal Pension offers good security for your children and family under the plan.

Conclusion

Today we have given you information about Top Five Life Pension Plans through this article, and I hope you would have liked all this information given by us. If you want to join with similar information now, then you stay on our website. And if you liked this post, then you can tell by commenting.

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